What does worry me, though, is the "$30/month". The price difference between a Radeon R9 Fury and a Radeon R9 380 is about $320, and there's no intrinsic "price per month" attached to it. If you're getting financing on computer parts that gets you to look at a monthly rate rather than a total price tag, the interest rate on those is often usuriously high. If it's a "rent to own" situation, then stop and cancel the order immediately, as those are basically scams in all but the legal sense.
Ever heard about the purchase on rates? That's what I was on about.
Be what it may, I chose R9 390. This should tide me over for quite some time.
edit: While I may be high strung and out there, the truth about how people can be so simple and without an ounce of intuition...it often amazes me. Sometimes I must literally control myself so others could understand me.
I'm aware of places that finance purchases of consumer goods, but that's the problem. They commonly charge usurious interest rates. They'll do things like take a $300 card, and say you can have it for $30/month--for two years, so you end up paying $720 for a $300 card. That's not a good deal no matter what card you get.
Even a simple credit card charges interest rates so high that, outside of relatively rare exceptions, if you don't pay off the balance every month, you're using it severely wrong. Places that finance purchases of their own goods are usually much worse than that, even, as they're really only targeting people not sufficiently credit-worthy to have a non-maxed credit card.
Maybe you got something less bad than that. But people who are getting scammed commonly don't realize it, which is why they get scammed. For consumer use, video cards are enough of a luxury item that, in most cases, you really should save up your money until you can buy the card outright without needing any sort of financing, beyond perhaps a credit card that you pay off every month.
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Even a simple credit card charges interest rates so high that, outside of relatively rare exceptions, if you don't pay off the balance every month, you're using it severely wrong. Places that finance purchases of their own goods are usually much worse than that, even, as they're really only targeting people not sufficiently credit-worthy to have a non-maxed credit card.
Maybe you got something less bad than that. But people who are getting scammed commonly don't realize it, which is why they get scammed. For consumer use, video cards are enough of a luxury item that, in most cases, you really should save up your money until you can buy the card outright without needing any sort of financing, beyond perhaps a credit card that you pay off every month.
http://www.consumerreports.org/cro/money/shopping/rentacenter/overview/index.htm