What is the point of the bank?

zide56

If you don't lose money when you die, and you don't gain interest when it's in the bank, what the hell is the point of having banks at all?  All they do is piss you off when you're trying to make a trade, and then you have to take the time explaining to everyone how to /tip from the bank (that is, of course, unless they have already run off).

Are banks just a part of the whole "items and credits left on your corpse" thing that SOE failed to implement?

Enigma

I wouldn't think a bank issue was that big in the realm of everything else.

But in terms of banking, doctors usually require bank transfers when buying buffs (to see exactly where u are in line)

Also the desposit box for those who do not have a house and want to place things in the bank to make extra room.  Also, deposit box is handy to store items on hard core planets so that there there at your starting point before venturing off because if you die your items will degrade.  Personally, I tend to put the more valuable items in the deposit box so that i dont have to spend money insuring them

Monthigos

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Originally posted by zide56
Are banks just a part of the whole "items and credits left on your corpse" thing that SOE failed to implement?

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Basically.

However there is one advantage to having money in the bank.  When you're guildmate across the galaxy is begging for money, you can send some creds his way.  :P  Other than that its generally an annoyance as a bank tip cost 5% and it seems like whenever i need a service all my money is in the bank.   Probably a result from missions directly depositing into the account.