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Buying Custom PC.. What You think?
CPU - Intel Core i7-975 Extreme Edition 3.33 GHz 8M L3 Cache LGA1366
CPU - Speed 3.33 GHz
Motherboard - (3-Way SLI Support) Asus P6T Intel X58 Chipset SLI/CrossFireX Mainboard Triple-Channel DDR3/1600 SATA RAID w/ eSATA
Memory - 12GB (2GBx6) DDR3/1600MHz Triple Channel Memory Module (Corsair or Major Brand)
Graphic Card - ATI Radeon HD 5870 1GB DDR5 16X PCIe Video Card [DirectX 11 Support]
OP - Windows 7 (Windows 8 im not a fan of. have it on this computer.)
PS - Xion SuperNova AXP-10000R14HE (1000 watts)
Comments
We need to know what you will be using your pc for. If you are just going to be gamingyou do not need an i7 a i5 is just as good for gaming, and for gaming 12 gigs is overkill, 8 gigs of ram is good also PSU need to be reputable and 1000 watt is overkill
Sorry for all the typo I'm typing this from my phone
I'm really not that worried about over kill cause I dont want to buy a new PC for years to come.
I agree though I'm not sure why it comes with 1000 watts of power. Would give me alot of room to improve things thou? lol
The computer is new. I would be financing it for $100 a month. I know I could simply save up for the computer it buy it st8 but theres no intrest & it fits with my bills.
Link http://www.800hightech.com/computer-pc-financing/gaming-computers/silverstone-raven-rv01b-w-gaming-pc.html
It's an old gaming PC. Are you sure you want to spend money on old hardware?
BTW, 1000W PSU is not overkill. That GPU is huge electricity hog.
A bunch of parts in there are discontinued and long off the market. If that is, indeed, a new computer, it's very old stock that was probably assembled in 2009 or so and has been sitting there for years collecting dust.
A lot of how good a computer is is not just what components are in it, but also the price tag. $100/month disguises the price tag. If it's $100/month for 6 months and then you own the machine free and clear, then you could make a case for buying it and immediately replacing the power supply. If it's $100/month for a year or longer--or worse, for as long as you have the machine--then that's a completely ridiculous price.
Why are you looking at that site? Are you unable to buy stuff elsewhere for some reason?
Most websites and stores who charge a monthly fee for your product will overcharge what the product is currently worth putting you out of more money, than actually buying a set priced rig.
Just tell Quizzical your budget and Im sure he can put together the best choices you can make :P
<p welcome"="">FINANCING:Our website monthly payments reflect financing based on three years. Currently, we are no longer able to offer three year financing and you will need to contact your sales representative for your custom two year monthly payment plan.
This sounds SCARY to me!
I would stay far away form that machine... Especially on a two year plan...
This have been a good conversation
You seem like the sort of person who needs advice about money more so than advice about computers.
There are some items that are okay to pay for over time, such as houses, cars, and... well, I can't think of any other consumer items at the moment. There's also an education, I suppose, but you do that through student loans, which is a different credit market entirely. (There are plenty of things that are okay for businesses to buy on credit, but that's a different matter entirely.) If you get an interest rate of 5% or 7% or some such--without traps built in to spike interest to 20%+ and make it retroactive if you do something slightly wrong--it might be reasonable to buy it on credit and pay over time. Houses and cars generally have a substantial down payment and you lose the item if you don't pay, which means that sellers aren't out a bunch of money from non-payment very often and can offer reasonable rates.
The next credit market is credit cards, which typically come with annual interest rates of 20% or so. There's nothing wrong with using a credit card a lot provided that you pay off the balance every month. It's also okay to use a credit card and pay something off over the course of several months if you know that you're going to get a lot of income and repayment will be easy. For example, if you have to move to get a new job and incur a bunch of expenses in moving, furnishing your new home, and so forth, but can readily pay it off once you get the income from the new job. But this shouldn't happen very often.
If you keep large credit card balances for long periods of time, you're doing something severely wrong. For example, if you perpetually owe $10,000 on credit cards, at 20% interest, you're paying $2,000 per year just for the interest without getting anything new from it. If there are missed payment penalties, it can get much, much worse than this, even. Don't run up a bunch of credit card debt and end up in that trap; surely you have better things to do with $2,000 per year than paying interest on things that you bought 5 years ago and have since discarded.
If you're such a poor credit risk that you can't even buy what you want on credit cards, then the credit that would be available to you is so dubious that it should be avoided at nearly all costs. There are rent-to-own places where you get a $600 item up front, then end up paying $2000 for it over the course of three years. Payday loans give you a pay check two weeks early, then take a considerable fraction of the check as their fee for short-term credit. I can understand using such things in an emergency (e.g., you have no food and want to buy some cheap foods at a grocery store--not a restaurant), but entertainment is never such an emergency and you've done something severely wrong if you end up in this predicament.
Places that highlight the monthly payment over the total price tag tend to do so because the total price tag is unreasonable. It's understandable for houses and cars to some degree, but for anything else, a reputable vendor offering a good deal would give you the total price up front. If they make it a pain to find the total price tag as opposed to only the monthly payment, they're probably trying to borderline scam you. (What the rent-to-own places do is not quite illegal, though some are trying to change that.) I'd suspect that the computer site that you found falls into this category.
What you should probably do is to save your money for however long it takes until you have $800 or so and then can buy a computer without needing financing. That's much, much cheaper in the long run than getting something up front that you can't afford and end up paying three times what it's worth, and then have no money for the next thing you really want to buy.
Actually, that pretty much confirms it. $100/month for three years is $3600. That's easily double what the computer was worth in 2009, and probably about 5 times what it would be worth today. If the price were a good deal, they wouldn't have to hide it from you.
I'd say save up and/or buy parts at a time and build your own. That computer is really outdated.
I've always said never buy something you can't pay off right now (unless car/home). So I wouldn't do the whole credit card thing if you can't afford to buy a new pc up front.
I would say wait for new intel / video cards to be on the market then buy the previous generation to that for a much better price.
That way you can buy something that will last longer as well by being better.
Write bad things that are done to you in sand, but write the good things that happen to you on a piece of marble
I can tell by that website that you most likely are in the military. Remember those finance classes telling you to avoid rent-a-center, and anything claiming to be military friendly by putting up a giant logo?
This is one of those places. Unless your credit is super bad, go apply to Newegg and have a fellow battle buddy build the dang thing, as many know a ton about computers.
get a few friends together and build your own pc, this pc is not worth it, I don't know were you live but in sweden this would be a bad buy, w8 for som sales on real pc stores or online stores but in the end you will benefit alot on building your own pc.
Some of those guys might even have such PCs from 2009 around, not being used much, and they'd probably be willing to part with them for a fraction of the price this site is asking.
Should be illegal. I'm not often preaching about protecting people from themselves. That though is bad. That's far worse than a lot of the scams which were targeted at the military all to often. That should really be criminal.
way to old pc.. and that Psu is way to big.. u need to be updated.. on equipment not that old crappy hardware it can't run anything at all.
u need a i7 4690k , 16gb ram a amd 280x or something and a 750watt psu..