First, welcome to P2P ( Paid to Play) mmorpg. Second, all P2P mmo requires you to enter your CC info even though you have the first month for free. They wont charge you for the first month. Hope this clears up the misunderstanding...
This is not accurate, EVE online does not require a credit card to be entered to begin play even from a new purcahse.
You can use PayPal to activate the account. I just read through the site FAQ and it stated that much clearly. And PayPal covers ALL payment methods. CC, BankTransfer, DebitCard, take your pick.
ALL methods? Cash? How?
I have no experience with Paypal.
Cash? o.O What are you talking about?
Look, if you want to activate via a GameTime Card, then obviously you have to pay for that card. reason for that is you have to BUY the frikking card before you can use it. It#s not NCSofts fault for that. If you want to use a GameTime Card for activation, then there you have it. But you've already spent the money on the card, so where the hell is that NCSofts fault?
Here's the explanation:
I buy the game on the first of November. I also buy a game card for one month. I register the game by activating with the GC. Now I am paid up for TWO months. If I quit during November (the first month), then I am out the cost of that game card. Therefore, that first month wasn't free, since I got no value from the GC. If I quit in the second month or anytime later, then I got the free month and there's no problem.
I'm quite frankly confused what people want. Between GTC's, PayPal and CC, NCSoft offers everything other companies offer as well. Where is the problem??
Assuming I could activate on the GC, I want my cost of that card back if I cancel in the first month.
"" Voice acting isn't an RPG element....it's just a production value." - grumpymel2
If you choose the recurring option on paypal all you do is agree that your paypal account will be charged by X every Y month, you dont need a card or money on the account, and you only get charged after the bonus time, so create a paypal account, use the paypal activation and then cancel the recurring sub, account active, and BTW dunno about other countries but for me (UK) I have an option to use SOLO to activate my account, SOLO is a cash/debit card not a credit card a chip and pin card.
Can I pay the Paypal account by cash?
Security is the issue for me, not cost (within reason). I already pay a premium by using game cards.
"" Voice acting isn't an RPG element....it's just a production value." - grumpymel2
You can use PayPal to activate the account. I just read through the site FAQ and it stated that much clearly. And PayPal covers ALL payment methods. CC, BankTransfer, DebitCard, take your pick.
ALL methods? Cash? How?
I have no experience with Paypal.
Cash? o.O What are you talking about?
Look, if you want to activate via a GameTime Card, then obviously you have to pay for that card. reason for that is you have to BUY the frikking card before you can use it. It#s not NCSofts fault for that. If you want to use a GameTime Card for activation, then there you have it. But you've already spent the money on the card, so where the hell is that NCSofts fault?
Here's the explanation:
I buy the game on the first of November. I also buy a game card for one month. I register the game by activating with the GC. Now I am paid up for TWO months. If I quit during November (the first month), then I am out the cost of that game card. Therefore, that first month wasn't free, since I got no value from the GC. If I quit in the second month or anytime later, then I got the free month and there's no problem.
I'm quite frankly confused what people want. Between GTC's, PayPal and CC, NCSoft offers everything other companies offer as well. Where is the problem??
Assuming I could activate on the GC, I want my cost of that card back if I cancel in the first month.
Dude if you buy a game time card which is 2 months from NC then you will get 3 months of play time 2 months game time + 1 month of free gametime so the FIRST MONTH was FREE, if you quit after the first month then you will loose the gametime because you will have 2 months left from your gametime card, its pretty damn simple.
NC wont refund your GC because you already applied it thats how it works for EVERY single game I have played with game time cards.
What you are implying makes absolutely no sense, it was your choice to buy the timecard you already know that its non refundable and that once you apply it, it will stay on your account, for you money wise you wont get a free month because you quit one month before your gametime was over but you do get the free month with your purchase, its your fault you decided to purchase another month of gametime through a non refundable time card.
You can use PayPal to activate the account. I just read through the site FAQ and it stated that much clearly. And PayPal covers ALL payment methods. CC, BankTransfer, DebitCard, take your pick.
ALL methods? Cash? How?
I have no experience with Paypal.
Cash? o.O What are you talking about?
Look, if you want to activate via a GameTime Card, then obviously you have to pay for that card. reason for that is you have to BUY the frikking card before you can use it. It#s not NCSofts fault for that. If you want to use a GameTime Card for activation, then there you have it. But you've already spent the money on the card, so where the hell is that NCSofts fault?
Here's the explanation:
I buy the game on the first of November. I also buy a game card for one month. I register the game by activating with the GC. Now I am paid up for TWO months. If I quit during November (the first month), then I am out the cost of that game card. Therefore, that first month wasn't free, since I got no value from the GC. If I quit in the second month or anytime later, then I got the free month and there's no problem.
I'm quite frankly confused what people want. Between GTC's, PayPal and CC, NCSoft offers everything other companies offer as well. Where is the problem??
Assuming I could activate on the GC, I want my cost of that card back if I cancel in the first month.
You purchased the GTC to begin with. o.O Why do that if you do not intend to use it? And as someone above me said, why not activate with something that doesn't get "consumed" upon use. You complain that you can't get back a one-use item that you bought and used. That's sorta like a player activating the game with a 3 Month Subscription plan and then cancelling in the middle of it, wanting the rest of his money back, too.
It may not be fair. It may not be ethical, I really don't care about all that jazz, but it's NOT a scam. Useage of a GTC consumes that GTC. Period. That's a well known fact. No one should be surprised about that.
Aion betrays all of his fans in Europe and North America! When you buy aion, you get a ''Game Activation Card'' Thats what it says. Also it says: This card gives you 1 month of gameplay. so,, Game Activation, and 1 month gameplay.
BUT NOW!: Recent events has shown that you need to pay for ANOTHER card, 1 month to play! So we are DUBBEL PAYING becouse NCSOFT has made new rules!
This is a SCAM, we payed to get the game and activate it, and what do we get? We get to buy ANOTHER CARD!
We got scammed.
Have you always been a moron , its people like you that shouldnt even have a computer and a CC in the first place , and learn to read!!!!!!!! befor posting somthing so stupid..
Originally posted by rav3n2 Dude if you buy a game time card which is 2 months from NC then you will get 3 months of play time 2 months game time + 1 month of free gametime so the FIRST MONTH was FREE, if you quit after the first month then you will loose the gametime because you will have 2 months left from your gametime card, its pretty damn simple.
Dude, it's pretty damned clear that I said I don't have a problem with the system once I have used that first month. The issue only applies if I cancel within the first month. In that case, the 'free' month cost me the price of that GC. Thus - it wasn't free.
"" Voice acting isn't an RPG element....it's just a production value." - grumpymel2
Originally posted by singsofdeath You purchased the GTC to begin with. o.O Why do that if you do not intend to use it? Because it was required for activation of the account. And as someone above me said, why not activate with something that doesn't get "consumed" upon use. For reasons of personal security, I do not do business online. It may not be fair. It may not be ethical, I really don't care about all that jazz, but it's NOT a scam.
If you gain someone's money using unfair and unethical behaviour, that's pretty much the definition of scam.
"" Voice acting isn't an RPG element....it's just a production value." - grumpymel2
Aion betrays all of his fans in Europe and North America! When you buy aion, you get a ''Game Activation Card'' Thats what it says. Also it says: This card gives you 1 month of gameplay. so,, Game Activation, and 1 month gameplay.
BUT NOW!: Recent events has shown that you need to pay for ANOTHER card, 1 month to play! So we are DUBBEL PAYING becouse NCSOFT has made new rules!
This is a SCAM, we payed to get the game and activate it, and what do we get? We get to buy ANOTHER CARD!
We got scammed.
It''s not a scam. You just didn't bother reading things. The information is out there, for all to see. It''s your own fault for not doing so.
Besides, Pretty much every MMO needs some sort of verification after registering the serial key. I guess that''s one of the upsides of a CC or paypal.
What the OP says is just not true! I was asked for my CC with the game going retail. That was given but I saw the billing did not start for 30 days(October). So, I am getting 30 days free and once that time is expired, then automatic billing starts in Oct. with the CC on file.
Originally posted by rav3n2 Dude if you buy a game time card which is 2 months from NC then you will get 3 months of play time 2 months game time + 1 month of free gametime so the FIRST MONTH was FREE, if you quit after the first month then you will loose the gametime because you will have 2 months left from your gametime card, its pretty damn simple.
Dude, it's pretty damned clear that I said I don't have a problem with the system once I have used that first month. The issue only applies if I cancel within the first month. In that case, the 'free' month cost me the price of that GC. Thus - it wasn't free.
Ofc it was free the FREE MONTH WAS FREE (read this carefully) your gamecard WAS NOT FREE, so you go into an ice cream shop, they are doing an ONE OFF promotion you buy a scope of ice cream and you get one free, you pay for your one off scope and get another one, and then decide to buy another one making it 3 scopes, you finish eating both scopes and realize you dont like the 3rd flavour does that mean you didnt get the second scope for free?
If the answer is yes then its the end of the discussion your hopeless and you shouldnt have skipped those 3rd grade classes.
Originally posted by singsofdeath You purchased the GTC to begin with. o.O Why do that if you do not intend to use it? Because it was required for activation of the account. And as someone above me said, why not activate with something that doesn't get "consumed" upon use. For reasons of personal security, I do not do business online. It may not be fair. It may not be ethical, I really don't care about all that jazz, but it's NOT a scam.
If you gain someone's money using unfair and unethical behaviour, that's pretty much the definition of scam.
No, for a scam, NCSoft would have to falsely advertise something. They don't do that. The information about all of the above stated is freely available. As I said, it is a known fact that a GTC is used up once applied. This same logic applies for this situation. You still get your -free- time, just because you don't use it doesn't mean you did not get it.
What the OP says is just not true! I was asked for my CC with the game going retail. That was given but I saw the billing did not start for 30 days(October). So, I am getting 30 days free and once that time is expired, then automatic billing starts in Oct. with the CC on file.
Thats the upside of a CC. It gets billed on the day it should. However, when using a Gamecard, it gets spent the moment you register it, meaning youve added the extra playtime without any chance for a refund should you decide to cancel prematurely.
People should know this by now and proceed with caution.
This is the most retarded discussion ever. It's like you have never played an MMO in your life. Hell...maybe you haven't. I guess it's time for you to learn how they work.
What the OP says is just not true! I was asked for my CC with the game going retail. That was given but I saw the billing did not start for 30 days(October). So, I am getting 30 days free and once that time is expired, then automatic billing starts in Oct. with the CC on file.
Thats the upside of a CC. It gets billed on the day it should. However, when using a Gamecard, it gets spent the moment you register it, meaning youve added the extra playtime without any chance for a refund should you decide to cancel prematurely.
People should know this by now and proceed with caution.
If you choose to cancel prematurely the account is still playable until all the time left on that card is used up. If you don't actual play in the time you have paid, that's your fault and not NCSoft's fault. This is equal as for the CC option. Non of the methods is refundable.
I can agree that its a bit non user friendly way p2p-mmo's handles time card activations, but they do tell you about it, and you do not loose your free month.
it is a scam for people wihtout other means than prepaid cards yes. It is going to force you to get another prepaid card other than the one free gametime offered. And no, not any other mmo does the same.. dont believe the fan boys.
Not realy. You bought 90 days or however many to access that service. It doesnt charge every 30 days or if you choose a 1++ month sub on your CC. Its not like that. Its not a NCsoft credit card. Its a way to buy so many days for a service.
I dont know of any buisness that lets you for example buy a 1-year liscence or subscription and get a refund because you dont want it anymore.
Now I did hear of someone sueing ATnT because they wouldnt release him out of there contract even though he only had used the phone for a month. But that was office gossip, doubt its true.
/* "You are an hero!" You are a hero! sounds better. 'a' and "an" depend on how the first letter of the proceeding word sounds.
I know different states talk different. But atleast where im from "hero" doesnt have a silent 'h' .
But grammer aside "a hero" sounds better than "an hero" */
Um no game will let you have your money back after you pay for a month and such. Its up to you to play for that month if you don't well thats your problem.
The game box says, "First month of game play included," so why am I being asked for billing information? Answer
All game accounts must be activated using a valid credit card, PayPal®, or prepaid game time card in order to gain access to the game.
You new to P2P you do that mostly to confirm your age to see if you have a card stop crying you can just remove it after its activated. Its a one time thing after that you renew with prepaid.
I got the game for free, and upon activation, yes, it charged me for another month of play. Instead of being dramatic and flaming them for it, I simply did the intelligent thing and contacted customer support. My 15 dollars is safely back in my bank account.
And MMO_DOUBTER - No, they have NO reason to refund you that one month. You bought the card, it's not their fault. Next time, don't spend money recklessly and expect someone else to fix it. Frankly, that'd be like going to Burger King and buying 3 Whoppers, after eating two, you're too full to eat the third. So, you walk up to the counter and ask to get your money back for the third. It doesn't work like that. You bought it, you need to absorb the cost now. Give the account to a friend that may want to try it if you want to make use of your money, but it wasn't NCSoft's fault. You paid for a month of play, they gave it to you.
____________________________ Telthalion Rohircil - Guardian - Elemandir - Lord of The Rings Online --- == RIP == Torey - Commando - Orion - Tabula Rasa == RIP == --- Jordaniel Torey - Navy Megathron, Active Armor Tank - Tranquility - EVE Online --- Torey Scott - Rifleman - Fallen Earth ____________________________
"I know not with what weapons World War III will be fought, but I know World War IV will be fought with sticks and stones." - Albert Einstein
To all the rude people in this Topic: I don't know how it's done in NA, but in Europe, especially Holland, it's NOT normal to have a CC. I'm 23, have a job, but there's no way in hell I'll ever get a CC (I live by the principle 'don't buy something if you can't pay it'). We're using PIN, paying straight from our bank accounts, even online by using iDeal. Most companies have adapted to this so the need for a CC is taken away more and more. So the OP is definately right in this regard. No matter what his reason is of not having a CC, it shouldn't be his problem. He's a customer; HIS needs should come first. So if he can't pay with a CC, he should have other options. He can use a gamecard, sure. But this DOES mean he will have to buy one besides the initial purchase of the box + the free month. Meaning you're FORCED to pay for the box AND an extra gamecard. I agree with the OP. It IS a scam.
...and that is what PayPal is for. You can pay directly from your bank account with PayPal.
There is also something in NA called a Debit Card, a bank card with a Mastercard or Visa card logo that can be used anywhere a credit card can, even online, and takes the funds directly from your bank account.
I myself do not have actual credit cards, I have a Visa logo debit card from one bank and a Mastercard logo one from another, because some places still do not take one or the other. I have no problems getting things online via these cards. I would suggest checking with your banks, or your parents bank as the case may be, to see if this is an available service to you.
Comments
This is not accurate, EVE online does not require a credit card to be entered to begin play even from a new purcahse.
=============================
I have a soap box and I am not afraid to use it.
ALL methods? Cash? How?
I have no experience with Paypal.
Cash? o.O What are you talking about?
Look, if you want to activate via a GameTime Card, then obviously you have to pay for that card. reason for that is you have to BUY the frikking card before you can use it. It#s not NCSofts fault for that. If you want to use a GameTime Card for activation, then there you have it. But you've already spent the money on the card, so where the hell is that NCSofts fault?
Here's the explanation:
I buy the game on the first of November. I also buy a game card for one month. I register the game by activating with the GC. Now I am paid up for TWO months. If I quit during November (the first month), then I am out the cost of that game card. Therefore, that first month wasn't free, since I got no value from the GC. If I quit in the second month or anytime later, then I got the free month and there's no problem.
I'm quite frankly confused what people want. Between GTC's, PayPal and CC, NCSoft offers everything other companies offer as well. Where is the problem??
Assuming I could activate on the GC, I want my cost of that card back if I cancel in the first month.
"" Voice acting isn't an RPG element....it's just a production value." - grumpymel2
Can I pay the Paypal account by cash?
Security is the issue for me, not cost (within reason). I already pay a premium by using game cards.
"" Voice acting isn't an RPG element....it's just a production value." - grumpymel2
Prime example of morons who have played 1 mmo, WoW..... nuf said
ALL methods? Cash? How?
I have no experience with Paypal.
Cash? o.O What are you talking about?
Look, if you want to activate via a GameTime Card, then obviously you have to pay for that card. reason for that is you have to BUY the frikking card before you can use it. It#s not NCSofts fault for that. If you want to use a GameTime Card for activation, then there you have it. But you've already spent the money on the card, so where the hell is that NCSofts fault?
Here's the explanation:
I buy the game on the first of November. I also buy a game card for one month. I register the game by activating with the GC. Now I am paid up for TWO months. If I quit during November (the first month), then I am out the cost of that game card. Therefore, that first month wasn't free, since I got no value from the GC. If I quit in the second month or anytime later, then I got the free month and there's no problem.
I'm quite frankly confused what people want. Between GTC's, PayPal and CC, NCSoft offers everything other companies offer as well. Where is the problem??
Assuming I could activate on the GC, I want my cost of that card back if I cancel in the first month.
Dude if you buy a game time card which is 2 months from NC then you will get 3 months of play time 2 months game time + 1 month of free gametime so the FIRST MONTH was FREE, if you quit after the first month then you will loose the gametime because you will have 2 months left from your gametime card, its pretty damn simple.
NC wont refund your GC because you already applied it thats how it works for EVERY single game I have played with game time cards.
What you are implying makes absolutely no sense, it was your choice to buy the timecard you already know that its non refundable and that once you apply it, it will stay on your account, for you money wise you wont get a free month because you quit one month before your gametime was over but you do get the free month with your purchase, its your fault you decided to purchase another month of gametime through a non refundable time card.
ALL methods? Cash? How?
I have no experience with Paypal.
Cash? o.O What are you talking about?
Look, if you want to activate via a GameTime Card, then obviously you have to pay for that card. reason for that is you have to BUY the frikking card before you can use it. It#s not NCSofts fault for that. If you want to use a GameTime Card for activation, then there you have it. But you've already spent the money on the card, so where the hell is that NCSofts fault?
Here's the explanation:
I buy the game on the first of November. I also buy a game card for one month. I register the game by activating with the GC. Now I am paid up for TWO months. If I quit during November (the first month), then I am out the cost of that game card. Therefore, that first month wasn't free, since I got no value from the GC. If I quit in the second month or anytime later, then I got the free month and there's no problem.
I'm quite frankly confused what people want. Between GTC's, PayPal and CC, NCSoft offers everything other companies offer as well. Where is the problem??
Assuming I could activate on the GC, I want my cost of that card back if I cancel in the first month.
You purchased the GTC to begin with. o.O Why do that if you do not intend to use it? And as someone above me said, why not activate with something that doesn't get "consumed" upon use. You complain that you can't get back a one-use item that you bought and used. That's sorta like a player activating the game with a 3 Month Subscription plan and then cancelling in the middle of it, wanting the rest of his money back, too.
It may not be fair. It may not be ethical, I really don't care about all that jazz, but it's NOT a scam. Useage of a GTC consumes that GTC. Period. That's a well known fact. No one should be surprised about that.
Which Final Fantasy Character Are You?
Final Fantasy 7
Have you always been a moron , its people like you that shouldnt even have a computer and a CC in the first place , and learn to read!!!!!!!! befor posting somthing so stupid..
"" Voice acting isn't an RPG element....it's just a production value." - grumpymel2
If you gain someone's money using unfair and unethical behaviour, that's pretty much the definition of scam.
"" Voice acting isn't an RPG element....it's just a production value." - grumpymel2
It''s not a scam. You just didn't bother reading things. The information is out there, for all to see. It''s your own fault for not doing so.
Besides, Pretty much every MMO needs some sort of verification after registering the serial key. I guess that''s one of the upsides of a CC or paypal.
LOL this thread needs to end obviously the poster is mistaken or doesnt know how p2p works..
What the OP says is just not true! I was asked for my CC with the game going retail. That was given but I saw the billing did not start for 30 days(October). So, I am getting 30 days free and once that time is expired, then automatic billing starts in Oct. with the CC on file.
Ofc it was free the FREE MONTH WAS FREE (read this carefully) your gamecard WAS NOT FREE, so you go into an ice cream shop, they are doing an ONE OFF promotion you buy a scope of ice cream and you get one free, you pay for your one off scope and get another one, and then decide to buy another one making it 3 scopes, you finish eating both scopes and realize you dont like the 3rd flavour does that mean you didnt get the second scope for free?
If the answer is yes then its the end of the discussion your hopeless and you shouldnt have skipped those 3rd grade classes.
If you gain someone's money using unfair and unethical behaviour, that's pretty much the definition of scam.
No, for a scam, NCSoft would have to falsely advertise something. They don't do that. The information about all of the above stated is freely available. As I said, it is a known fact that a GTC is used up once applied. This same logic applies for this situation. You still get your -free- time, just because you don't use it doesn't mean you did not get it.
Which Final Fantasy Character Are You?
Final Fantasy 7
Thats the upside of a CC. It gets billed on the day it should. However, when using a Gamecard, it gets spent the moment you register it, meaning youve added the extra playtime without any chance for a refund should you decide to cancel prematurely.
People should know this by now and proceed with caution.
stop dreaming lol, most store dont have game timecard for ncsoft or aion game lol
the one that do pre-date aion were used in l2 but most by now ran out
and since a freaking lot of gamer dont do online transaction
it is ncsoft fault for not supplying major franchise store with game time card
no game time card no playing .hell there are 40% of player still waiting for ncsoft to supply
those time card
good if you could get your hands on one but the rest of us are still freaking waiting
This is the most retarded discussion ever. It's like you have never played an MMO in your life. Hell...maybe you haven't. I guess it's time for you to learn how they work.
Just wanted to say look at the back cover of Aion or infact any p2p mmog and youll see that you need a CC or game card to activate.
Its standard. And it helps cut down on fake cd keys.
Also all you need is a CC with 1 dollar thats how they tell if its valid.
Thats the upside of a CC. It gets billed on the day it should. However, when using a Gamecard, it gets spent the moment you register it, meaning youve added the extra playtime without any chance for a refund should you decide to cancel prematurely.
People should know this by now and proceed with caution.
If you choose to cancel prematurely the account is still playable until all the time left on that card is used up. If you don't actual play in the time you have paid, that's your fault and not NCSoft's fault. This is equal as for the CC option. Non of the methods is refundable.
I can agree that its a bit non user friendly way p2p-mmo's handles time card activations, but they do tell you about it, and you do not loose your free month.
--
Leemeg.
it is a scam for people wihtout other means than prepaid cards yes.
It is going to force you to get another prepaid card other than the one free gametime offered.
And no, not any other mmo does the same.. dont believe the fan boys.
Not realy. You bought 90 days or however many to access that service. It doesnt charge every 30 days or if you choose a 1++ month sub on your CC. Its not like that. Its not a NCsoft credit card. Its a way to buy so many days for a service.
I dont know of any buisness that lets you for example buy a 1-year liscence or subscription and get a refund because you dont want it anymore.
Now I did hear of someone sueing ATnT because they wouldnt release him out of there contract even though he only had used the phone for a month. But that was office gossip, doubt its true.
/* "You are an hero!" You are a hero! sounds better. 'a' and "an" depend on how the first letter of the proceeding word sounds.
I know different states talk different. But atleast where im from "hero" doesnt have a silent 'h' .
But grammer aside "a hero" sounds better than "an hero" */
Um no game will let you have your money back after you pay for a month and such. Its up to you to play for that month if you don't well thats your problem.
You new to P2P you do that mostly to confirm your age to see if you have a card stop crying you can just remove it after its activated. Its a one time thing after that you renew with prepaid.
I got the game for free, and upon activation, yes, it charged me for another month of play. Instead of being dramatic and flaming them for it, I simply did the intelligent thing and contacted customer support. My 15 dollars is safely back in my bank account.
And MMO_DOUBTER - No, they have NO reason to refund you that one month. You bought the card, it's not their fault. Next time, don't spend money recklessly and expect someone else to fix it. Frankly, that'd be like going to Burger King and buying 3 Whoppers, after eating two, you're too full to eat the third. So, you walk up to the counter and ask to get your money back for the third. It doesn't work like that. You bought it, you need to absorb the cost now. Give the account to a friend that may want to try it if you want to make use of your money, but it wasn't NCSoft's fault. You paid for a month of play, they gave it to you.
____________________________
Telthalion Rohircil - Guardian - Elemandir - Lord of The Rings Online
---
== RIP == Torey - Commando - Orion - Tabula Rasa == RIP ==
---
Jordaniel Torey - Navy Megathron, Active Armor Tank - Tranquility - EVE Online
---
Torey Scott - Rifleman - Fallen Earth
____________________________
"I know not with what weapons World War III will be fought, but I know World War IV will be fought with sticks and stones." - Albert Einstein
...and that is what PayPal is for. You can pay directly from your bank account with PayPal.
There is also something in NA called a Debit Card, a bank card with a Mastercard or Visa card logo that can be used anywhere a credit card can, even online, and takes the funds directly from your bank account.
I myself do not have actual credit cards, I have a Visa logo debit card from one bank and a Mastercard logo one from another, because some places still do not take one or the other. I have no problems getting things online via these cards. I would suggest checking with your banks, or your parents bank as the case may be, to see if this is an available service to you.