EverQuest 2 has most of what you want.
For the most part an excellent game, I left it myself when the euro PVE servers lost a lot of players to the PVP servers. So maybe this would suit you down to the ground.
You can decorate your own house in …
LotRO is basically a very good game.
Its fun, easy to learn and the quest lines actually make sense. They have a plot, storyline and immersion and anyone new to the game will probably find that aspect of the game both interesting and entertain…
I played the trial a couple of weeks ago, having previously had a fulll account with characters of every race and class, two or three of them at level 12.
The server population is not too bad, though a lot quieter overall than it used to be.
Get…